I'm thinking of insuring my CD 25 against damage due to storms, accidents, etc. Equally important, I want to be sure I'm covered in case my boat causes damage to another. Any advice as to what kind of insurance to buy and from whom? I have read in previous threads that Progressive is good for boat owners.
Also, if my boat is being hauled from point A to point B, does the transport company provide coverage?
Thanks in advance.
Chris
Insurance for 25
Moderator: Jim Walsh
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skipsmagic
- Posts: 34
- Joined: Feb 26th, '18, 10:35
- Location: 1983 CD27 HULL #252
Re: Insurance for 25
I used Progressive and had a loss last year. The salvage alone was 20K. I can't recommend them enough.
Re: Insurance for 25
Call boatus. They use Gieco and you get towing as part of it. You may think you will never need it well.......
Chris Anderheggen
CD25 "Windsong"
Catalina 30 "Kestrel"
Catalina 387 " Parrot Cay"
Credo quia absurdum
CD25 "Windsong"
Catalina 30 "Kestrel"
Catalina 387 " Parrot Cay"
Credo quia absurdum
Re: Insurance for 25
I checked with BOATUS 23 years ago for insurance on my Typhoon... they want 10% of what I paid for boat & trailer per year!
When I first got Brigitta I checked with Metropolitan as they were an affiliate company of my employer. They wouldn't insure a boat as old as mine but referred me to Progressive. I have now been with Progressive ever sense and just recently switched our autos from USAA to Progressive.
Great company and wonderful customer service!
When I first got Brigitta I checked with Metropolitan as they were an affiliate company of my employer. They wouldn't insure a boat as old as mine but referred me to Progressive. I have now been with Progressive ever sense and just recently switched our autos from USAA to Progressive.
Great company and wonderful customer service!
-michael & Toni CDSOA #789
s/v KAYLA CD28 #318
2012 FLSTC Heritage Classic
Niceville FL
+30° 30' 24.60", -86° 26' 32.10"
"Just because it worked, doesn't mean it works." -me
No shirt + No shorts = No problem!
s/v KAYLA CD28 #318
2012 FLSTC Heritage Classic
Niceville FL
+30° 30' 24.60", -86° 26' 32.10"
"Just because it worked, doesn't mean it works." -me
No shirt + No shorts = No problem!
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Sea Hunt Video
- Posts: 2561
- Joined: May 4th, '11, 19:03
- Location: Former caretaker S/V Bali Ha'i 1982 CD 25D; Hull 69 and S/V Tadpole Typhoon Week
Re: Insurance for 25
Mike:
Hopefully you will not find out if Progressive is a good sailboat insurance co. but as I am sure you know and are watching TS Alberto is heading for Niceville with landfall sometime during the day on Memorial Day. I know a lot of special activities have been planned for the Pensacola area on Memorial Day. Mother Nature can be a cruel mistress.
Hopefully you will not find out if Progressive is a good sailboat insurance co. but as I am sure you know and are watching TS Alberto is heading for Niceville with landfall sometime during the day on Memorial Day. I know a lot of special activities have been planned for the Pensacola area on Memorial Day. Mother Nature can be a cruel mistress.
Fair winds,
Roberto
a/k/a Sea Hunt "The Tadpole Sailor"
CDSOA #1097
________________________________
"I wish to have no Connection with any Ship that does not Sail fast for I intend to go in harm's way." Captain John Paul Jones, 16 November 1778, as quoted in Naval History and Heritage Command, http://www.history.navy.mil
Roberto
a/k/a Sea Hunt "The Tadpole Sailor"
CDSOA #1097
________________________________
"I wish to have no Connection with any Ship that does not Sail fast for I intend to go in harm's way." Captain John Paul Jones, 16 November 1778, as quoted in Naval History and Heritage Command, http://www.history.navy.mil
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Sea Hunt Video
- Posts: 2561
- Joined: May 4th, '11, 19:03
- Location: Former caretaker S/V Bali Ha'i 1982 CD 25D; Hull 69 and S/V Tadpole Typhoon Week
Re: Insurance for 25
Mike:
How is S/V Kayla
I have been watching TS Alberto and thinking of S/V Kayla and all along the Panhandle.
How is S/V Kayla
I have been watching TS Alberto and thinking of S/V Kayla and all along the Panhandle.Fair winds,
Roberto
a/k/a Sea Hunt "The Tadpole Sailor"
CDSOA #1097
________________________________
"I wish to have no Connection with any Ship that does not Sail fast for I intend to go in harm's way." Captain John Paul Jones, 16 November 1778, as quoted in Naval History and Heritage Command, http://www.history.navy.mil
Roberto
a/k/a Sea Hunt "The Tadpole Sailor"
CDSOA #1097
________________________________
"I wish to have no Connection with any Ship that does not Sail fast for I intend to go in harm's way." Captain John Paul Jones, 16 November 1778, as quoted in Naval History and Heritage Command, http://www.history.navy.mil
Re: Insurance for 25
News of TS Alberto on this thread prompted me to accelerate my research for an insurance policy for my CD 25. Geico quoted $431 for full coverage, while US Boat came in a $333 for full coverage. The deductibles are higher than I would like, but the US Boat seems like a reasonable price, especially considering that it comes with up to $3000 of towing per year. It is a little surprising that Geico underwrites all US Boat claims, yet it is more expensive to use Geico directly.
I will probably end up with US Boat, but I am going to check with Mapfre insurance to see if they can insure my boat. I already have homeowners and automobile insurance with Mapfre, so their may be some discounts available.
I will probably end up with US Boat, but I am going to check with Mapfre insurance to see if they can insure my boat. I already have homeowners and automobile insurance with Mapfre, so their may be some discounts available.
Re: Insurance for 25
Hey Roberto!
No problems here other than some high water... I was in Winston-Salem from Thurs thru yesterday, hence the lack of a reply. I did lash my new mainsail before going...
No problems here other than some high water... I was in Winston-Salem from Thurs thru yesterday, hence the lack of a reply. I did lash my new mainsail before going...
-michael & Toni CDSOA #789
s/v KAYLA CD28 #318
2012 FLSTC Heritage Classic
Niceville FL
+30° 30' 24.60", -86° 26' 32.10"
"Just because it worked, doesn't mean it works." -me
No shirt + No shorts = No problem!
s/v KAYLA CD28 #318
2012 FLSTC Heritage Classic
Niceville FL
+30° 30' 24.60", -86° 26' 32.10"
"Just because it worked, doesn't mean it works." -me
No shirt + No shorts = No problem!
-
Sea Hunt Video
- Posts: 2561
- Joined: May 4th, '11, 19:03
- Location: Former caretaker S/V Bali Ha'i 1982 CD 25D; Hull 69 and S/V Tadpole Typhoon Week
Re: Insurance for 25
Mike:
Great news
Carry on 
Great news
Carry on Fair winds,
Roberto
a/k/a Sea Hunt "The Tadpole Sailor"
CDSOA #1097
________________________________
"I wish to have no Connection with any Ship that does not Sail fast for I intend to go in harm's way." Captain John Paul Jones, 16 November 1778, as quoted in Naval History and Heritage Command, http://www.history.navy.mil
Roberto
a/k/a Sea Hunt "The Tadpole Sailor"
CDSOA #1097
________________________________
"I wish to have no Connection with any Ship that does not Sail fast for I intend to go in harm's way." Captain John Paul Jones, 16 November 1778, as quoted in Naval History and Heritage Command, http://www.history.navy.mil