Insurance for my Typhoon
Moderator: Jim Walsh
Insurance for my Typhoon
I just bought hull#1037 and am having thoughts of insurance. Any suggestions for liability coverage, etc. Any carriers particularly recommended? Thanks.
dlankow@babson.edu
dlankow@babson.edu
Re: Insurance for my Typhoon
I got a pretty good quote from BoatUS ($138/yr). They were lower than my Farmer's agent quoted. You do have to join BoatUS (for another $14/yr or something like that), but even with that added, they were quite competitive.Doug Lankow wrote: I just bought hull#1037 and am having thoughts of insurance. Any suggestions for liability coverage, etc. Any carriers particularly recommended? Thanks.
ed.armstrong@innercite.com
Re: Insurance for my Typhoon
I agree. BOATUS was quick with both the quote and processing and were less expensive than other carriers I investigated.Ed Armstrong/Ty #1651 wrote:I got a pretty good quote from BoatUS ($138/yr). They were lower than my Farmer's agent quoted. You do have to join BoatUS (for another $14/yr or something like that), but even with that added, they were quite competitive.Doug Lankow wrote: I just bought hull#1037 and am having thoughts of insurance. Any suggestions for liability coverage, etc. Any carriers particularly recommended? Thanks.
dory26@attbi.com
Why Not Rely on Your Homeowner's Insurance?
My homeowners covers boats below a certain size, 21 feet I believe, to the liability limits on my home, which are pretty high. Is there a reason to get more coverage than that?
Joel Bondy
s/v Pokey II
'73 Ty #549
Bayside, NY
bondy_joelNOSPAM@hotmail.com
Joel Bondy
s/v Pokey II
'73 Ty #549
Bayside, NY
bondy_joelNOSPAM@hotmail.com
Re: Insurance for my Typhoon
I added mine as a specific addendum to my homeowners policy which is an "umbrella" policy with extra high liability.
Mike Raehl
Ty #1958
Piermont, NY
Mike Raehl
Ty #1958
Piermont, NY
Re: Insurance for my Typhoon - Try West Marine!
Contact West Marine at westmarine.com you will get up to 5 quotes from the biggest and best marine insurance carriers in the nation. They are out to bump off boats -r- us and are VERY competitive.Doug Lankow wrote: I just bought hull#1037 and am having thoughts of insurance. Any suggestions for liability coverage, etc. Any carriers particularly recommended? Thanks.
Re: Insurance for my Typhoon
Also going the BoatUS route. They are efficient: you can do your own survey w/ pictures, and choose your coverage level.
Re: Why Not Rely on Your Homeowner's Insurance?
I think the coverage should be fine. We did the same thing with a small boat (17' Sovereign), which we once owned. I'm thankful we never had to make a claim to test the insurance out!! The major test would be an accident with injuries or worse (gives me the willys just thinking about it. . ). Property damage can always be worked out.
spyronica@aol.com
spyronica@aol.com