Help - can't seem to find anyone to insure our cd27 1977 mainly because we are british and can't supply a us driving licence or the boat is too old - Any other aliens out there experiencing the same red tape?
AandJatCHATEAUVIGNELAURE@Hotmail.com
Insurance for Aliens!
Moderator: Jim Walsh
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Steve I.
Re: Insurance for Aliens!
could it be registered at your home port,and treated like a transient?mr james scotney wrote: Help - can't seem to find anyone to insure our cd27 1977 mainly because we are british and can't supply a us driving licence or the boat is too old - Any other aliens out there experiencing the same red tape?
and insured there ?? just a thought..... I just happen to know it's a fine boat :^).
chiping@tcol.net
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hmeyrick
Re: Insurance for Aliens!
I'm a (green) card-carrying alien myself. When I insured my cd30 through boatu.s., they didn't really seem to care. I don't think they even asked. I did have to have a survey for the boat, though.mr james scotney wrote: Help - can't seem to find anyone to insure our cd27 1977 mainly because we are british and can't supply a us driving licence or the boat is too old - Any other aliens out there experiencing the same red tape?
Huw
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Tom
Re: Insurance for Aliens!
Things aren't always as they seem. When I tried to get insurnce for our Mexico trip, they refused because my crew was too inexperienced. Talking around to people someone explained to me that when insurance companies don't want to insure you they just come up with some reason that you can't fix, and if I got an experience crew member to go along then they would have come up with some other reason. Like the boat is too old.
Like if you don't want to rent to minority you don't say that because it's against the law, so what you say is their credit is no good, or some other reason. If you went and got a US license then they might tell you that the boat has to pass Lloyds of London specs. If you discovered that there was a typo and your boat is actually a 97, then you might find that they would need a complete survey including the engine -- that wouldn't pass.
I'm not saying this is the case with your situation, but it's something to consider. Nobody ever asked to see my driver's license to insure my boat and most everybody who owns a Cape Dory has a boat the same vintage as yours and we're all or mostly all insured. They may just think you're too old or something, but you can't deny insurance based on age discrimination so they come up with something else. Don't get me started on insurance companies. My wife worked for one and had many horror stories to relate.
They're probably not all like that, but then again maybe they are...
TomCambria@mindspring.com
Like if you don't want to rent to minority you don't say that because it's against the law, so what you say is their credit is no good, or some other reason. If you went and got a US license then they might tell you that the boat has to pass Lloyds of London specs. If you discovered that there was a typo and your boat is actually a 97, then you might find that they would need a complete survey including the engine -- that wouldn't pass.
I'm not saying this is the case with your situation, but it's something to consider. Nobody ever asked to see my driver's license to insure my boat and most everybody who owns a Cape Dory has a boat the same vintage as yours and we're all or mostly all insured. They may just think you're too old or something, but you can't deny insurance based on age discrimination so they come up with something else. Don't get me started on insurance companies. My wife worked for one and had many horror stories to relate.
They're probably not all like that, but then again maybe they are...
mr james scotney wrote: Help - can't seem to find anyone to insure our cd27 1977 mainly because we are british and can't supply a us driving licence or the boat is too old - Any other aliens out there experiencing the same red tape?
TomCambria@mindspring.com
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E. Robinson
Re: Insurance for Aliens!
As a Canadian "alien" and often US cruiser we had NO problem getting insurance with Boat US when we went cruising two years ago. By the way, take the extra towing insurance; well worth the money. If you have questions regarding local knowledge Tow Boat US is VERY friendly and helpful, not to mention great insurance if you run aground...
ertb@attcanada.net
ertb@attcanada.net
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Matt Cawthorne
Re: Insurance for Aliens!
Mr Scotney,
If you have trouble with insurance companies you need to go to an insurance broker. They do the leg work. The insurance might be a little more expensive. I do not remember showing my drivers licence to get my boat insured. Perahps they should be asking for a safe boating course certificate instead of a drivers licence. As far as boat age goes, most insurance companies would require a survey, but if it passes then they should not have any reason to deny insurance.
Matt
mcawthor@bellatlantic.net
If you have trouble with insurance companies you need to go to an insurance broker. They do the leg work. The insurance might be a little more expensive. I do not remember showing my drivers licence to get my boat insured. Perahps they should be asking for a safe boating course certificate instead of a drivers licence. As far as boat age goes, most insurance companies would require a survey, but if it passes then they should not have any reason to deny insurance.
Matt
mcawthor@bellatlantic.net